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Fairfax Services
Capital for
Northern Virginia
GovCon
Contractors
Based in Fairfax, Virginia, Fairfax GovCon Capital provides lines of credit, mobilization funding, and receivables financing built around the realities of federal contract cycles - so your business can mobilize, perform, and grow without waiting on the government's payment clock.
Lines of Credit
Mobilization Funding
Receivables Financing
Fairfax GovCon Capital is a Fairfax, Virginia-based funding partner built specifically for defense and IT federal contractors. We know the GovCon contract lifecycle - and we structure capital to match it.
Headquartered in Fairfax, we work exclusively with defense and IT federal contractors operating in the Northern Virginia GovCon corridor - we understand your agencies, your primes, and your contract vehicles.
Our underwriting accounts for federal invoicing timelines, DCAA considerations, and prime-sub payment cycles - financing structured around how GovCon actually gets paid.
Based in Fairfax, Virginia, Fairfax GovCon Capital provides purpose-built financing for defense and IT federal contractors across Northern Virginia - funding built around the pace and requirements of government contract cycles.
$50M+
48 Hrs
120+
100%
Northern Virginia federal contractors rely on our team for disciplined, contract-cycle-aware underwriting - a level of specialization that generalist lenders simply do not offer.
What Contractors Say About Us
Real results for defense and IT federal contractors across Fairfax and Northern Virginia who needed capital deployed on a government contract timeline.
“As a defense subcontractor based in Fairfax, we needed mobilization funding fast to staff up for a new prime contract. Fairfax GovCon Capital had capital in our account within days, not weeks like our bank quoted.”
Marcus Whitfield
President, Defense IT Contractor, Northern Virginia
“Our receivables were tied up waiting on federal payment cycles, and it was straining payroll. Their receivables financing program understood the government contracting timeline and structured terms around our actual contract schedule.”
Elena Cho
Chief Financial Officer, Federal IT Services Firm, Fairfax, VA
“We've worked with several lenders over the years, but none understood the realities of federal contract funding like this team. Their line of credit gave us the flexibility to bid on larger IDIQ task orders with confidence.”
David Reyes
Founder & CEO, Northern Virginia Defense Contractor
Common Funding Questions
Answers for defense and IT federal contractors in Fairfax and across Northern Virginia considering lines of credit, mobilization funding, or receivables financing.
What types of contractors are eligible for funding?
We work with defense, intelligence, and federal IT contractors across all NAICS codes. Whether you are a prime contractor or subcontractor with active task orders or awards, our credit lines and mobilization facilities are tailored to federal payment cycles.
How quickly can mobilization funding be put in place?
Mobilization funding can typically be approved and structured within 48 hours of submitting your contract award documentation, allowing you to begin staffing and procurement immediately.
How does receivables financing work for government contracts?
We advance up to 90% of your verified government invoice value within 24 hours of submission. When the federal agency pays according to standard 30-to-60 day terms, the remaining balance is released minus a modest fee.
Do I need to be headquartered in Fairfax to qualify?
While our headquarters and primary underwriting team are located in Fairfax, Virginia, we provide financing solutions to federal contractors operating throughout the Northern Virginia corridor and nationwide.
What documentation is required to apply?
Requirements generally include your contract or task order award notice, recent financial statements or tax returns, current accounts receivable aging, and past performance verification.
Can financing be structured around multiple contract vehicles?
Yes. We regularly structure comprehensive credit lines spanning multiple IDIQ, GWAC, BPA, and standalone prime/subcontract vehicles under a unified credit facility.
Still have questions? Request a funding consultation →
Ready to Fund Your Next Contract?
Request a funding consultation and see how fast Fairfax GovCon Capital can put capital to work for you. Based in Fairfax, Virginia, we serve defense and IT federal contractors throughout Northern Virginia with lines of credit, mobilization funding, and receivables financing built around the realities of the GovCon contract cycle.
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